To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review the Bank of America Online Privacy Notice and our Online Privacy FAQs. Your credit score calculation represents your credit. Your FICO Scores consider both positive and negative information in your credit report. This data is grouped into five categories: payment history (35), amounts owed (30), length of credit history (15), new credit (10) and credit mix (10). Those scores are broken down into five categories, though the breakdowns differ slightly. Both FICO and VantageScore range from 300 to 850, although the ways in which each parses its scores into different classifications vary. FICO Scores are calculated using many different pieces of credit data in your credit report. Any score 579 or less is considered poor Scores. Demonstrates to lenders that the consumer is an exceptional borrower. These ads are based on your specific account relationships with us. Credit scores calculated using the FICO or VantageScore 3.0 scoring models range from 300 to 850. FICO scores range from 300 to 850, with the higher scores indicating a smaller credit risk. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements.Īlso, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill. If you opt out, though, you may still receive generic advertising. If you prefer that we do not use this information, you may opt out of online behavioral advertising. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have. Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. Relationship-based ads and online behavioral advertising help us do that. We strive to provide you with information about products and services you might find interesting and useful.
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